My Journey so Far.

My journey to financial freedom

My journey so far in getting debt free…

The reason I am working towards becoming debt free is so I can build healthy money habits. I don’t want to bring this debt into a marriage, when that day comes. I want to be better with my money and learn to stay on budget. This will help me in the long run.

I am making my way. I didn’t really get started until this month. In the Fall I really took the step but then the Christmas season came. I ended up not having any extra money due to buying gifts. But next year will be different. I am going to save up and stick to a budget.

So early Fall I paid off my iPad and now I am working at paying off my personal loan. I am getting closer and closer. With every passing week, I see the number go down further and further. I am making myself put the extra money on even if I wasn’t sure I’d have enough to get by. But you know what? I always have enough. By the Grace of God. On this personal loan, I only owe another $700 and should have that paid off by the end of March. YAY!

Once that is paid I can move on to paying my insurance off for the year. My car insurance is coming up for renewal in April, which I will pay it off in 2 months like I usually do, that way I don’t have to worry about it for the year. It makes it less stressful. Come May my insurance will be paid off and then I can move on to paying off my student loans. I only have about $3400 left on my student loans and I can’t wait to finally have them paid off. Its been a long 11 years but I am so thankful that I am close to paying them off. What a relief this will be?

While I am putting extra money on my personal loan I am making minimum payments on everything else. The money I am putting towards my loan now will then be put the towards my student loans. This way things gets paid off quicker and I can use that money for the next thing.

I am super excited to have this debt gone and I should be all paid off by the end of summer!!! And I can’t wait to see what the future holds. Also I am going to keep an emergency fund, for those unforeseen hiccups that might occur.

Thanks for joining me on my journey of becoming debt free and having financial freedom.


Posted by

Christ Follower / Photographer / Blogger / Adventurer / Annapolis Valley, Nova Scotia

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s